Informational site only. IDEAL Sterbekasse Lebensversicherung AG does not sell, broker or offer paid products through this website.
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Terms of Service

Last updated: 1 July 2026

On this page

  1. Acceptance of terms
  2. Nature of the website
  3. No professional advice
  4. Acceptable use
  5. Intellectual property
  6. External links
  7. Limitation of liability
  8. Changes to these terms
  9. Governing law
  10. Contact

1. Acceptance of terms

By accessing or using ideal-versicherung.org (the "Website"), you agree to these Terms of Service. If you do not agree with any part of these terms, please do not use the Website.

2. Nature of the Website

This Website is published by IDEAL Sterbekasse Lebensversicherung AG for informational purposes only. It does not offer, sell, broker, or process any insurance policy, pension product, financial product, or paid service of any kind. No purchase, application, subscription, or payment can be made through this Website.

3. No professional advice

Content published on the Website — including text about life insurance, pension provision, and financial life protection — is general information and does not constitute financial, legal, tax, or insurance advice. It does not take into account your individual circumstances. You should consult a licensed advisor before making any financial decision.

4. Acceptable use

You agree to use the Website only for lawful purposes and in a way that does not infringe the rights of, or restrict or inhibit the use and enjoyment of the Website by, any third party. This includes not attempting to gain unauthorised access to the Website or its underlying systems.

5. Intellectual property

Unless otherwise indicated, the text, layout, and design of this Website are the property of IDEAL Sterbekasse Lebensversicherung AG. Photographs used on the Website are sourced from third-party providers under their respective free-use licenses. You may not reproduce, distribute, or create derivative works from the Website's original content without prior written permission.

The Website may reference or link to third-party resources. We are not responsible for the content, accuracy, or practices of any linked external site.

7. Limitation of liability

The Website is provided on an "as is" and "as available" basis. To the fullest extent permitted by applicable law, IDEAL Sterbekasse Lebensversicherung AG makes no warranties, express or implied, regarding the accuracy, completeness, or currency of the information provided, and shall not be liable for any loss or damage arising from reliance on the content of the Website.

8. Changes to these terms

We may update these Terms of Service from time to time. Material changes will be reflected by updating the "last updated" date at the top of this page.

9. Governing law

These terms are governed by the laws of the Federal Republic of Germany, without regard to conflict-of-law principles.

10. Contact

Questions about these Terms of Service can be sent to:

IDEAL Sterbekasse Lebensversicherung AG
Kochstraße 26, 10969 Berlin, Deutschland
Phone: +49 30/ 25 87 - 259
Email: support@ideal-versicherung.org